Friday, January 11, 2008

UK Surfers launch British Stand Up Paddle Association


The British Stand Up Paddle Boarding Association is launched
The British Stand Up Paddle Surfing Association (BSUPA) has been set up to provide information, organisation, training and contests for this new sport in the UK. It was set up in September 2007 by Olaus Macleod and since then has started to grow from strength to strength.

BSUPA’s objectives are to help promote the sport by running a series of events through out the UK to find a national champion by the end of 2008. Alongside this will be a number of distance events which this season will be individual contests, next season we hope to be running a series. The other core activities will include developing a teaching program, training coaches and accreditation for SUP schools.

On the BSUPA website there are forums, general information and information on where to ride your SUP. BSUPA will also be working with other organizations to promote SUP riding, safety conduct and deal with any access issues on certain locations.

BSUPA membership provides up to £5 million, worldwide, third party insurance, as well as a free T-shirt, a car sticker, membership card and e-zine. You will also be able to enter any of the BSUPA competitions. Membership prices are as follows: Family Membership: £50, Adult Membership: £37, Junior (under 18): £25. You can join online via the BSUPA website or call our membership hotline on 07752 398933 or email grant.winter@bsupa.org.

Olaus MacLeod is the president of the BSUPA, Bill Fitzhugh is Chairman, Grant Winter is Treasurer and runs the membership, Matt Argyle is the Secretary and deals with marketing and PR, Simon Bassett is the director of training and events. The reason that we are all involved with BSUPA is that we are all passionate about the sport and when we are not talking about it you can find us on the water riding.

The first BSUPA national event will be held at West Wittering beach, hosted by 2XS on 17th and 18th May 2008. This will be a surf and distance event. Paddle round the pier at Brighton will also be holding a SUP distance race from Brighton Pier to Worthing Pier. The Isle of Wight Air Festival (20th and 21st September 2008) will be running a surf and distance event. There will be two others events later in the year to be announced.

Thursday, January 10, 2008

Hospitals in Europe: pain in the wallet

A guide to social security the French way (to help avoid a head-ache or heart attack when you check your bank balance)

The French social security system presents many peculiarities to the inhabitants of other EU countries. Despite the worrying reasons for being admitted to a hospital, we ought to pay attention to the health of our purse or wallet, which can become weakened by bureaucratic fees and multiple payments, even if part of these are reimbursed by the French government.

The notorious E111

Be it through illness or an accident, all foreign students or workers have the opportunity to rest their bones in any hospital bed. What do you need to do? The first line of defence in making sure you don’t suffer further worry is to have with you the European Health Insurance Card (the former 'E111').

The process for getting one is very simple and needs to completed before leaving your country of origin. It usually takes a few minutes in your local social security office. In the case of foreign workers, they already have a French social security number thanks to the 'Carte Vitale', supplied by the French Ministry for Health. Both cards allows treatment, as for as the costs are concerned.

The hospitals themselves

Imagine the scene: a hospital. To give it a name, we move to the Hospital Saint Joseph-Saint Luc, in the centre of Lyon, southern France. A modern building, with fantastic views of the Rhone. Televisions and a library service (mens sana in corpore sano, or 'a sound mind in a sound body'), 350 beds and more than 1, 300 employees. On the other hand, muggins here, who, during a visit to see some Spanish Erasmus friends, decided one night to climb a statue in the rain. Not a good idea following a bolletón drinking session!

Gaining access to the emergency services - I had to fill in a form (an obligatory process) within the first 48 hours of my stay. Luckily for me, the treatment was a success, and I managed to understand from hospital staff, albeit with my level of French (knocked a bit due to the reason for being there in the first place), that it was time to say goodbye, with my discharge papers under my arm (bulletin d’hospitalisation in French). An 80 euros lighter welcome to the world of bureaucracy.

The patient patient?

To a Spaniard, German or Brit, accustomed to the fact that post-medical treatment bureaucracy ends the moment you walk out the hospital doors, the idea of having to battle with further bureaucracy and pay fees is not met with enthusiasm.

In the majority of European countries, such as Spain, Germany, Scandinavia and the UK, social security covers the vast majority of areas related to health, from hospitalisation through to out-patients and post-discharge treatment, with neither of the two causing explicit damage to your bank balance.

It’s comforting to know that the French state reimburses the majority of fees paid during hospitalisation. The reimbursement of fees totals 80% of the total paid. Then, should we require post-discharge treatment, we have to choose, quite freely, a medical consultant from more than 110, 000 medical offices around France. Then, the patient continues in the same way as those newly admitted; payment upfront and reimbursements after … the same as the vast majority of treatments offered in pharmacies! Sometimes, the French consider their healthcare system – though not only their healthcare system – the most advanced in the world! Everyone chooses which doctor they want to see. But let’s be honest, it’s awkward and (surprise, surprise!) extremely bureaucratic!

Monday, January 7, 2008

Step onto the property ladder in Lancashire


First-time buyers in Lancashire have got a final chance to get onto the property ladder in Chorley with Redrow’s innovative Debut range. Just a handful of properties remain at Debut II, which is part of the award-winning Buckshaw Village, in Euxton.

The collection of affordable, yet stylish properties has proved extremely popular with young homebuyers in the area, who have been struggling to buy a home of their own.

Lesley Myers, area sales manager for Redrow Homes (Lancashire), says: “It has become increasingly difficult for first-time buyers to purchase homes, with rising interest rates and house prices and this is something that Redrow has tackled with its Debut range.

“Debut offers stylish homes and a quality living environment but without the big price tag, so don’t miss out on this opportunity to get a foot on the property ladder.”

There are just 11 homes remaining at Debut II, with available properties including the one-bedroom, two-storey ‘D3’ design and the two-bedroom, two-storey ‘D4’ and ‘D4a’.

All properties offer modern open-plan living areas, which are becoming increasingly popular as more people choose to entertain at home rather than go out, and come with a single parking space.

The D4 homes are set on top of single-storey Debut homes in a three-storey building, while the D4a homes are situated in a two-storey mews block.

Buyers can take advantage of the Easi-buy scheme which allows them to defer 10 per cent of the initial purchase price of their new home for up to 10 years on a fixed sum basis. This interest free sum can be paid back via occasional lump sums, monthly repayments or in whole at any time.

And if that is not enough to whet your appetite enhanced Easi-buy is available on selected D3 homes, offering buyers the chance to defer 15 per cent of the price – making home ownership even more affordable.

Debut home owners also benefit from having a single fixed monthly service charge which covers the cost of water, electricity, gas and buildings insurance, as well as all external maintenance and window cleaning.

Lesley adds: “The Debut properties are built with practicality, affordability and quality in mind – but this doesn’t mean we have scrimped on the style. All of the Debut properties are really fresh and modern and designed to maximise the potential of every inch of space.

“Though not restricted solely to first time buyers, Debut homes can only be bought by owner occupiers and we have a legal framework in place to prevent buy-to-let investors from snapping them up. Again, this helps first time buyers by ensuring a supply of homes they can afford.”

Carefully landscaped communal grounds cared for by Redrow’s own management company help to create a sense of place.

And just when you thought it couldn’t get any better the attractive properties, which are constructed using light-weight structural steel frames and other modern methods of construction, are designed to achieve an Eco-rating of “excellent”, so new home-owners can do their bit for the environment as well

The Debut II development forms part of Buckshaw Village – a mixed use, sustainable community that incorporates a wide range of residential properties as well as leisure and retail facilities and more employment for the area.

The D3 is available from £79,995,* while a single D4 is on offer for £93,995** and the last remaining D4a is priced at £97,395***.

Located directly between the M6 and M61, at Euxton, near Chorley, Buckshaw Village also features a range of more traditional homes for people at every stage of the property ladder. There’s also a business park and proposals for a district shopping centre, provision for a new railway station with park and ride facilities, a primary school, health centre and outdoor sports amenities.

For more information on Redrow’s Debut range, including video walk-throughs of each design, go online at Debutbyredrow.co.uk.

For general information about Redrow and its developments log onto Redrow.co.uk.

*The price of £79,995 is with Debut ‘Easi-buy’ assistance of 15%. The total cost without Easi-buy is £94,995.

**The price of £93,995 is with Debut ‘Easi-buy’ assistance of 10%. The total cost without Easi-buy is £103,995.

***The price of £97,395 is with Debut ‘Easi-buy’ assistance of 10%. The total cost without Easi-buy is £107,995.