If you have health insurance,find out from your health plan what benefits apply when you're abroad.
If you won't have any health coverage while you're traveling, you might want to look for a travel insurance policy that includes medical coverage.
You should know whether the policy will actually pay for the medical care up front,
whether you have to get approval from the insurance company's medical specialist before you can get care,
and if there is a referral line for you to call. Be cautious about salespitches that play on your fears.
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